Your Hometown Mortgage Broker
Since 1994

Mountain Financial Mortgage has been offering a full menu of loan products and personalized customer service since 1994. Our mission is to ensure our customers get the best possible financing and have a smooth experience from start to finish.

Contact Us Today! Apply Now!

Explore Your Loan Options

Learn More

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews

 

Loan Options

Purchase / Refinance / Cash-Out
FHA / VA / USDA / Conventional
Low Down Payment
Home Renovation Loans
Energy Efficient Mortgage
Self Employment Specialists
Bank Statement Loans
Non-QM / Portfolio Loans
Reverse Mortgage
Commercial and Investment Loans

Mountain Financial Mortgage

 

Meet Our Team

 

Teresa DeSimone

Teresa DeSimone

Loan Originator

NMLS #229392

Corey Johnston

Corey Johnston

Loan Originator

NMLS #1161680

Diane Longoria

Diane Longoria

Loan Originator

NMLS #2066759

Jesse Thrash

Loan Originator

NMLS #2080410

Jacob Longoria

Jacob Longoria

JOINING THE TEAM SOON!

NMLS #2066809

Current

Colorado

Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate3.40%
1W Change 0.95%
APR4.342%
1W Change 0.91%
Last Updated: 06/13/2021

Conventional Loan Purchase - 30 Year Fixed

Rate2.88%
1W Change 0.06%
APR3.25%
1W Change 0.06%
Last Updated: 06/13/2021

VA Loan Purchase - 30 Year Fixed

Rate2.57%
1W Change 0.15%
APR2.772%
1W Change 0.16%
Last Updated: 06/13/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Mountain Financial Mortgage Group, Inc. to receive a personalized rate for your specific situation.

Current

Colorado

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.87%
1W Change 0.49%
APR3.823%
1W Change 0.47%
Last Updated: 06/13/2021

Conventional Loan Refinance - 30 Year Fixed

Rate2.87%
1W Change 0.00%
APR3.256%
1W Change 0.01%
Last Updated: 06/13/2021

VA Loan Refinance - 30 Year Fixed

Rate2.30%
1W Change 0.04%
APR2.488%
1W Change 0.08%
Last Updated: 06/13/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Mountain Financial Mortgage Group, Inc. to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Colorado? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.
Misconceptions About Purchasing A Home Colorado June 11, 2021

Misconceptions About Purchasing A Home

Making the leap from being a renter to homeowner is a process that includes taking stock of your financial situation. For most people, the primary question is affordability. Do you have enough cash in the bank to fund a down payment, or do you have a credit score high enough to qualify you for a…

Read More
Using Coconut Oil for Household Chores Colorado June 4, 2021

Using Coconut Oil for Household Chores

Pantry staples like vinegar and baking soda have proved to be heroes around the house for cleaning and accomplishing other household tasks. Aside from being a fraction of the cost of chemical all-purpose cleaners, they’re also nontoxic and 100% natural. But did you know there’s another edible essential that also falls in the same category?…

Read More
How to Make a Winning Offer on a Home Colorado May 28, 2021

How to Make a Winning Offer on a Home

Homebuyers today are faced with a strong sellers’ market...a lot of active buyers competing for a relatively low number of available homes. As a result, it’s essential to understand how to make a confident and competitive offer on your new home. Here are some tips for success in this stage of the homebuying process. Listen…

Read More
X

Get in Touch

(303) 838-7300 19501 E Mainstreet, Suite 200
Parker, Colorado 80138 NMLS# 321427
X Mountain Financial Mortgage Group, Inc.

If you have any immediate questions or concerns don't hesitate to give us a call @ (303) 838-7300

0%

I agree to the following terms & conditions

I hereby certify that the information given in my submission is complete and correct and is given for the purpose of potentially obtaining a mortgage loan and/or financial services applied for.