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At Mountain Financial Mortgage we are committed to helping our customers achieve their financial goals. Our Loan Originators take the time to understand each client's unique financial situation in order to provide the lending solutions that best meet their individual needs. 

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USDA Rural Home Loan Program

The UDSA Rural Development single family housing loan program offers zero down-payment financing for low to moderate income, rural homebuyers. To qualify for this loan program the applicant must purchase a home within an eligible rural area and have a household income that does not exceed the established limits for where the house is located.

Here are some of the features of this loan program:

  • 100% financing for rural properties, no down payment is required

  • Flexible credit guidelines - Minimum FICO Score 550 and non-traditional credit history may be accepted

  • 30 year fixed owner occupied only

  • Eligible properties include: Single Family-one unit properties, existing homes, new construction, modular homes, and eligible condominiums

  • Seller credits may help pay closing costs

  • First-time homebuyers allowed, borrowers cannot own other home

  • Purchase or Refinance of current USDA loan.

  • Geographic and income limits apply visit:

Contact Teresa Kahler if you are interested in learning more about this or other loan options that may be available to you.

Teresa Kahler | Mortgage Loan Originator

Teresa Kahler has been originating mortgage loans for over 30-years and has been an Independent Broker/Owner since 1994.

Teresa Kahler

Mortgage Loan Originator

Direct 561-573-4822

Office 303-838-7300

NMLS #229392 Regulated by the division of Real Estate LMB #100009566

Mountain Financial Mortgage Group, Inc. | Conifer, Colorado | 303-838-7300