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USDA Rural Home Loan Program
The UDSA Rural Development single family housing loan program offers zero down-payment financing for low to moderate income, rural homebuyers. To qualify for this loan program the applicant must purchase a home within an eligible rural area and have a household income that does not exceed the established limits for where the house is located.
Here are some of the features of this loan program:
100% financing for rural properties, no down payment is required
Flexible credit guidelines - Minimum FICO Score 550 and non-traditional credit history may be accepted
30 year fixed owner occupied only
Eligible properties include: Single Family-one unit properties, existing homes, new construction, modular homes, and eligible condominiums
Seller credits may help pay closing costs
First-time homebuyers allowed, borrowers cannot own other home
Purchase or Refinance of current USDA loan.
Geographic and income limits apply visit: http://eligibility.sc.egov.usda.gov
Contact Teresa Kahler if you are interested in learning more about this or other loan options that may be available to you.
Teresa Kahler | Mortgage Loan Originator
Teresa Kahler has been originating mortgage loans for over 30-years and has been an Independent Broker/Owner since 1994.
Teresa Kahler
Mortgage Loan Originator
Direct 561-573-4822
Office 303-838-7300
teresa@mfmloans.com
NMLS #229392 Regulated by the division of Real Estate LMB #100009566
Mountain Financial Mortgage Group, Inc. | Conifer, Colorado | 303-838-7300
www.mountainfinancialmortgage.com
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