Colorado Home Loans

Mortgage Blog


At Mountain Financial Mortgage we are committed to helping our customers achieve their financial goals. Our Loan Originators take the time to understand each client's unique financial situation in order to provide the lending solutions that best meet their individual needs. 

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Fresh-Start Home Loan

Recent Bankruptcy Foreclosure or Short Sale?

The Fresh Start Program helps borrowers who have had a recent bankruptcy, foreclosure, short sale, or deed-in-lieu, and are otherwise qualified, obtain home ownership.

Program Features

  • 580 Minimum Credit Score

  • Up to 80% Loan to Value

  • Debt-to-income up to 50%

  • 24 month bank statement option for self-employed income documentation

  • Loan amounts $150,000 - $1,000,000

  • Owner occupied / Second Homes and Investment Properties

  • Purchase / Refinance / Cash Out Refi

  • Up to 20 financed properties

We have business relationships with wholesale lending institutions across the country giving us the ability to search the marketplace to find the loan terms that best fit each client’s individual needs. Many of our lenders offer portfolio loan products that are not offered by most retail banks.

Contact Teresa Kahler if you are interested in learning more about this or other loan options that may be available to you.

Teresa Kahler | Mortgage Loan Originator

Teresa Kahler has been originating mortgage loans for over 30-years and has been an Independent Broker/Owner since 1994.

Teresa Kahler

Mortgage Loan Originator

Office 303-838-7300

Direct 561-573-4822

NMLS #229392 Regulated by the division of Real Estate

LMB #100009566

Mountain Financial Mortgage Group, Inc.

Your Hometown Mortgage Broker since 1994

25587 Conifer Rd #105-112 | Conifer, Colorado | 303-838-7300

NMLS #321427