Colorado Home Loans

Mortgage Blog


At Mountain Financial Mortgage we are committed to helping our customers achieve their financial goals. Our Loan Originators take the time to understand each client's unique financial situation in order to provide the lending solutions that best meet their individual needs. 

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Niche' Loan Programs

In addition to the standard loan programs such as: Conventional, FHA and VA loans; here are just some of the niche’ loan programs that Mountain Financial Mortgage has to offer:

  • VA & FHA with credit scores down to 550 FICO

  • VA Refinance 100% Loan to value Cash Out

  • Manufactured Homes allowed on FHA

  • Alternative credit on FHA Portfolio with NO FICO

  • Manual underwrite allowed on FHA Portfolio & VA

  • Conventional allow credit scores down to 620

  • FHA & VA Streamline Refinance- No Income verified and No Appraisal required

  • FNMA up to 97% LTV, non-borrower household & boarder income allowed

  • VA High Balance up to $1.5MM loan amount, and Cash Out up to 100% LTV

  • Various Down Payment Assistance (DPA) Programs

  • NO Monthly Mortgage Insurance option up to 97% LTV

  • Full Down Payment Gifts allowed

  • Up to 10 Financed Properties on NOO & 2nd Home transactions

  • Non-Owner Occupied Purchases to 85% Loan to Value

  • Conventional High Balance program allows up to 95% LTV

  • JUMBO PROGRAMS with Loan Amounts up to $3MM

  • Investors Edge allows you to qualify based solely on the properties cash flow

  • USDA Rural Home Loan financing available to 100% Loan to Value

  • Bank Statement qualifying for self-employed borrower qualify on 24-months bank statements

  • Renovation loans, finance the purchase or refinance in addition to the cost of renovation

  • Reverse Mortgages

Contact Teresa Kahler to learn more about our Niche' loan programs or any other loan program.

Mountain Financial Mortgage Group, Inc.

Teresa Kahler

Office 303-838-7300

Cell 720-663-8522

Licensed Mortgage Loan Originator #NMLS 229392/321427

25587 Conifer Rd #105-112, Conifer, CO 80433

All loan programs subject to change - this is not an offer to extend credit